Loan Products
Full Doc Commercial Loans
Traditional commercial mortgages delivering the sharpest pricing in the market. Designed for established businesses and investors with comprehensive financial reporting.
200+ lenders
On panel
25+ years
In commercial finance
ACL 502091
Australian Credit Licence
ABN 91 135 045 340
Registered broker
The gold standard for established borrowers.
A Full Doc (Full Documentation) loan is the traditional avenue for commercial property finance. Because you provide complete transparency into your financial position, lenders reward you with their most competitive interest rates and highest Loan-to-Value Ratios (LVR).
We leverage our deep relationships across major banks, tier-two lenders, and institutional funds to negotiate terms that retail branches simply cannot access. We manage the entire credit submission, presenting your financials in the exact format credit assessors require to secure swift approval.
Ideal For
- Established businesses purchasing their own premises
- Seasoned property investors expanding their portfolio
- Self-Managed Super Funds (SMSF) acquiring commercial assets
- Refinancing existing facilities for better terms or equity release
Reference library
Related guides
Deeper reference material on this topic from our commercial property finance library.
Commercial Loan Documentation Requirements: The Complete Australian Guide
What Australian commercial lenders actually require — the four documentation lanes (Full Doc, Low Doc, Lease Doc, Asset Lend), entity-specific requirements, common red flags and a complete pre-submission checklist.
How to Refinance a Commercial Property Loan in Australia
A practical, lender-aware guide to refinancing commercial property debt in Australia — when refinance makes sense, the triggers that drive it, lender re-assessment mechanics, cash-out, structure changes, costs and the timeline that actually works.
Bank vs Non-Bank Commercial Property Loans: Choosing the Right Lane
How to choose between bank and non-bank lenders for an Australian commercial property loan — the structural differences, pricing gap, LVR and policy, speed, covenant flexibility, when each lane is the right answer, and the role of private credit.
Full Doc Commercial Loans — FAQ
What sophisticated commercial borrowers ask before lodging a Full Doc application.